Wednesday, October 9, 2019
Human Resource Management strategy Essay Example | Topics and Well Written Essays - 1000 words
Human Resource Management strategy - Essay Example The concept of Strategic Human Resource Management has replaced the traditional perception of human management. Even though the traditional theories of human management (Maslow's hierarchy of needs, ERG theory and Herzberg Two-Factor theory) are still used by most of the HR managers, the functions have changed to include the strategic planning. Human Resource Management can build the organizational capacity and sustained competitive advantage. Organizations must be able to adapt to the changing environments and be ready to react to risks. Any organization that wants to remain successful must continually assess and formulate new strategies to meet the needs of its customers (both internal and external) in more effective ways (Marchington 2005). For example, if the organization is emphasizing the cost strategy, the changes in HRM activities will enable those strategies to become the major focus of organization. If particular, the multi-skilled employees and less expensive staff will help to meet the cost objectives. Without proper changes in HRM functions, organizational strategy might fail. Not a single organization is able to avoid conflicts and risks on the market. The development and application of the HR strategies of dealing with conflict determine the way company will deal with the outside conflicts. There are three HR views on dealing with conflict: traditional (conflict is harmful and requires the firm approach for avoidance), behavioural (conflict should be expected and turned into benefit), and interactionist (conflict is inevitable and should be challenged). These three views represent the ways companies are dealing with conflicts within organization, in the workplace setting. However, the same views can be applied to strategic management as well. For example, there is always the threat of competitor being more successful in marketing and if the company is ready to face this challenge, it can be turned into the benefit. Moreover, companies spend thousands of dollars to recruit talented employees and pay bug salaries to the individuals who contribute the company's success. At the age of globalization and increasing importance of skillful workforce, retaining employees is not an easy task and has become the part of the strategic planning. Employees, especially upper level, should be motivated not only to remain with the company, but also to improve their performance on continuous basis. As the research indicates, the Maslow's hierarchy of needs was not validated, but it does work in motivating employees (Purcell 2003). It is worth to note that the strategically important employees come into the company when the needs of the lower levels are already met and they seek for self-actualization mainly. Motivation of employees, as it was already noted above, is the key factor in achieving the company's success. Herzberg's Two Factor Theory provides the insight on motivators and dissatisfiers. Herzberg assumed that motivators are under the control of individuals, while dissatisfiers are under the control of organization. However, this assumption does not seem to be workable. For example, if the HR Managers knows about the factors which satisfy the employees and motivate him to contribute more into the company, these factors could be stressed continually. Thus, motivators are un
Tuesday, October 8, 2019
International Relations Essay Example | Topics and Well Written Essays - 500 words - 11
International Relations - Essay Example ing ââ¬Å"The Evolution of International Societyâ⬠by David Armstrong, thereby accounting for existence of historical alteration and comparative weights between pluralist forms of international society and solidarism forms of international society. Historically, international society is perceived through the narratives regarding the emergence of European state systems, which were attributed to principles of sovereignty and non-intervention. This period is marked by the formation of an association referred to family of nations or the international society, which was founded on conservation the sovereignty based on the set of values of civilization. In fact, this signified the members of the international society since they were under the jurisdiction of the principles of sovereign equality. Furthermore, these members were free from any forms of interventions and rules of international law. Pluralistic form of international society entailed a narrow degree of shared norms while the Solidarist form of international society had a high wide of shared norms, and it focused on the substantial element regarding the elements emphasizing on rights entitled to an individual. For example, Greek international society was a form of Solidarist form, which emphasized on shared moral understanding concerning the rightful international conduct based on the religious norms. In fact, this related to areas such as the sanctity of treaties, diplomacy, war and declaration of an enemyââ¬â¢s death. An example of pluralistic form of international society is ancient India, which has numerous religious norms through they were not always in practice; in fact they were only applied to only to international relations, such as in a situation of war. There is a mutual exclusion of both pluralism and solidarism in the criterion of sovereignty, which is perceived to be synonymous to property. Therefore, pluralism and solidarism were also considered distinctive attributes of international society,
Sunday, October 6, 2019
Single Parent Adoption Essay Example | Topics and Well Written Essays - 1250 words
Single Parent Adoption - Essay Example In our current society, fewer and fewer American households are daresay traditional families. The stable societal changes have brought about the rise of alternative or non-traditional families, many of which include group living, unmarried cohabitation and single-parent families---all of which are mutually interdependent households, but not recognized as so by the American family law. As part of these alternative or nontraditional families, in the past decade we have begun to see a sharp rise in the number of lesbian and gay men forming their own families through adoption, foster care, artificial insemination and other means. One reason in opposition to single parent adoptions is that it denies children from a customary two-parent family. Omission of a mother or a father could give rise to physical and emotional troubles for some kids, like one case is a review published in the Journal of Personality and Social Psychology was presented by Vanderbilt University asserting to illustrate that daughters without their fathers encounters puberty sooner than those girls with intimate, compassionate relationships with both parents. Advocates of single parent adoption suppose that an unbalanced or broken home could cause more harm towards a child than those of the lack of one parent (Curto, J. (1983). A healthier home may convey more awareness to this child, which could produce an enormous difference later on with his or her life. They require a parent who would teach them the fundamental early rules of being a good kid. Children might contain a better establishment in relation to what life is all about. In several situations, this reflection might lead children to entrust suicide. A child requires having a better existence. Children need an important person to direct them within their childhood. A kid found in a better home will believe the he or she is more secured. There are a lot of people who have good objectives in adopting a kid because they feel that they need a child inside their lives. A single parent ought to be permitted to adopt a child because it could generate a vast difference with the child's' life as well as with the society. There are many individuals who wish to remain single for various reasons. There are many single parent families that have a loving supportive household. The longing to raise a family together with nurturing a child is frequent for both married couples as well as the single ones. Single individuals might aspire to adopt a child so as to accomplish their need to rear. They might feel as though their existence may be deficient and for that reason they think about adopting a child. I have talked to one single lady who said "I have an established job and I could offer a child numerous benefits." However, there are also some arguments in relation to whether or not single men or women are able to adopt. Our civilization has transformed in several means right through the years. A range of ways that our society has transformed is by means of technology, through way of life, racism, along with many other means. A big modification however, through out the years appears to be with parenthood. I suppose that single individuals should be allowed to adopt a kid. Nevertheless, they still are likely to be a minority whilst the greater part of adoptive parents appears to be couples. On the other hand, in line with the Committee for Single Adoptive Parents, numerous single parents do not suit this depiction. If a single person has an excellent paying
Saturday, October 5, 2019
Demand and Factors that Determine the Demand for Rail Transport Assignment
Demand and Factors that Determine the Demand for Rail Transport Between London and Preston - Assignment Example According to the law of demand, with other factors held constant, generally, the demand decreases/increases with the increase/decrease in price of the good. This relationship between demand and price is plotted on a graph as a ââ¬Å"demand curveâ⬠as shown in Figure 1. What factors determine the demand for rail transport between London and Preston? The demand for rail transport between London and Preston depends on the following factors: 1. Price of rail travel between London and Preston: The most important factor that determines demand of this transport is the price of rail ticket to travel between London and Preston. Travelers would compare this price of ticket to cost of using alternative transport. This is important not only for people travelling once in a while but also for frequent travelers. If there exists considerably reduced fare possibility for frequent travelers, the demand could be expected to be higher from these frequent travelers would have lower cost of travel. 2. Time taken by rail travel between London and Preston: Time taken to travel by train is another important factor. If the time taken by train is considerably longer than other means of transport, the demand may be lower for rail travel. 3. Quality of rail service between Lo ndon and Preston: The quality of service could also be an important factor. It includes not only the quality and comfort of travel by train but also other factors like the frequency of trains, on-time arrival, and the time of departure/arrival of trains. Frequency of trains is important so that if consumer(s) change their itinerary suddenly, if there are alternative trains frequently running, they would not be forced to shift to another means of transport. Next, if the trains are frequently running late, consumers may not find the rail travel very efficient. Also, if the departure and arrival times of trains are not convenient, consumers would not find rail travel very attractive. For example if trains arrive only late at night or if the trains run during the entire length of the day, consumers may be put off. 4. Attractiveness of alternative modes of travel between London and Preston: There could be several other ways consumers to travel between London and Preston. If these service s are more attractive, then demand for rail travel would be low. The attractiveness of these alternatives also depends on the relative price of these modes, relative comfort, and other factors. Some of these are discussed below for the three other possible modes of transport a. By car: Several factors could influence the attractiveness of going by car instead. These factors include: fuel price (cost of taking the car), relative length of time taken to drive compared to rail travel, and quality of highways (comfort of ride). b. By air: Factors influencing the relative attractiveness of air travel are: price of air travel, relative total time taken to get from ââ¬Å"door to doorâ⬠, and of quality air transport services. However, there is another important factor here which is the distance of nearest airport from Preston. c. By bus: Factors influencing the relative attractiveness of bus travel are: price of bus tickets, time taken by buses, and the quality of bus services. 5. Day of the week and seasonal effects: The day of the week could be an important factor. For example, if business travel is frequent on this route, then weekends may see a much lower demand. Also, Seasonal effects are likely to significantly influence demand. For example, during Christmas the demand may be
Friday, October 4, 2019
Anomie and a Bananafish's Liberation Essay Example | Topics and Well Written Essays - 750 words
Anomie and a Bananafish's Liberation - Essay Example Yet the actual theme is not Post-Traumatic Stress Disorder (PTSD), mental disorder, weird in-laws, or suicide. This paper will explore a deeper theme, specifically anomie, based on an analysis of the relationships among the characters, the depth of the characters, and the fragmented interactive reality within which Seymour Glass responds. This paper will furthermore justify an even deeper theme: redemption. We are first introduced to the self-centered, superficial wife of Seymour Glass followed by exposure to the highly neurotic mother-in-law. Seymour and Muriel are on a vacation together, but do not seem to be connecting much. Muriel had to wait for a phone call to go through due to heavy telephone traffic at the hotel. The author tells us that she ââ¬Å"used the time, thoughâ⬠(Salinger 1). If I were to use that phrase, the meaning would be much different. I would be implying that something important had been accomplished. Muriel, however, smoked a number of cigarettes, read a trashy article, and attended personal grooming. Judging from the telephone call between Muriel and her mother, it seems their relationship is based on neurotic control games, vicious gossip, and unsupportive advice. Muriel cannot finish a sentence without being cut off by her mother who really has nothing helpful or interesting to say. She claims to be concerned for her daughterââ¬â¢s welfare, yet she shows no real interest in her daughterââ¬â¢s feelings or assessments. Muriel patronizes her mother, using coping mechanisms (keeping the phone angled away from her ear, and confirming that she is listening, for example) (1). This relationship is based on dysfunctional habits and codependence. The trendy topic of the moment, interspersed with nasty comments about others, is Seymour, specifically about how dangerous he is, or isnââ¬â¢t, and how urgent the current situation seems to be, or not. Muriel seems more bothered by her husbandââ¬â¢s refusal to remove his bathrobe th an she is about him wrecking her fatherââ¬â¢s car, referring to Muriel as ââ¬Å"Miss Spiritual Tramp of 1948,â⬠having an odd reaction to trees, interrogating Grandma about her death plans, or gifting his wife with a book of poems in a language she cannot read. Muriel is determined to enjoy her vacation and Seymourââ¬â¢s mentality is obviously not a significant consideration (2-3). Muriel is dressed in a white negligee, without undergarments, nails freshly painted. This might be interpreted as a sign of relationship readiness, yet they have a hotel room with twin beds (1). She is on a vacation with her husband whom she spends no time with. She could lie with him on the beach or she could sing with him at the piano, as he plays, but she elects to consult an alcoholic psychiatrist she does not know in a bar where they are drinking with a wife she despises, about a husband she also does not really know (4). Furthermore, it is clear that the consultation was extremely superf icial, involving no significant questions and answers. Seymour lies alone on the beach, his pale vulnerability perpetually protected by a bathrobe (5). His only friend is a four year old girl, Sybil. Sybil is from Connecticut, which I suspect may be a pun, used by the author to indicate the irony of this strange connection between Seymour and Sybil. It is a strange connection because Seymourââ¬â¢s and Sybilââ¬â¢s tone and flirtatious mannerisms are like what one might expect from a
Thursday, October 3, 2019
A Dolls House by Henrik Ibsen Essay Example for Free
A Dolls House by Henrik Ibsen Essay A Dolls House is the most famous work of Norwegian playwright Henrik Ibsen. It has been staged throughout the world since way back until now, one and a half century later. However, few plays have had a similar impact globally on social norms and conditions (UNESCO, 2008). Ibsen introduces a play that is adequate in all aspects, much as it is intriguing in his time. It is a play of depth, gravity, and social relevance that it extends its importance and application even in the present society. This play tackles the life of middle class people in Ibsens time and how their lives are heavily affected when they encounter various crises. However, much as it is about families, it highlights the struggles of women and their sacrifices in creating harmony and stability in the home at the expense of their own personal, physical, and emotional well-being. A Dolls House criticises the traditional roles of men and women in 19th-century marriage (Shapiro, 99). During this era, this was considered quite scandalous in the European countries because of the great value that they put on marriage. This play was met with a lot of criticisms but was eventually accepted as it simulated real-life occurrences that are experienced by a lot of women. The theme dwells highly on the sacrificial role of women in the different classes of society. Since a number of the characters are women with their own stories to tell, the play was at one point or another considered as a feminist play. The theme was highlighted in the play with the introduction of these various women and their circumstances. For instance, the nanny in the play had her own share of sacrifice when she has to leave her own household to be a caretaker in the house of Nora and Torvald. This is an act of love by a mother to provide better means for her own child. Another character who has impacted the play was Mrs. Linde who had to give up Krogstad despite her love for him. This was sacrificial of her happiness because she opted on marrying a richer man as society may have forced her to do. The most influential character and protagonist in the story is Nora, who in her lifetime, experieneced a lot of hardships and sacrifices in pleasing her husband as well as her father. It was a series of hardships for her because of the fact that society dictated Torvald to be the dominant partner and she has to be a slave to his every whim. She was like a puppet on strings that should never fail to beguile, charm and entertain her husband as well as be like a trophy for him. She even has to be deathly afraid of the possibility that he may know of the loan despite the fact that it was for his sake. To quote Nora, ââ¬Å"I have been performing tricks for you, Torvald. Thatââ¬â¢s how Iââ¬â¢ve survived. You wanted it like that. You and Papa have done me a great wrong. Itââ¬â¢s because of you Iââ¬â¢ve made nothing of my life. â⬠This is somehow a summary of how she was made to feel like a childish, innocent woman, when in fact, she is just as intelligent and capable as they thought she was. The moods of the play ranged from light to heavy as different secrets and stories unfold. This moods are highlighted by focusing on different scenes that contribute to the understanding of the story. For example, the lighter moods such as Torvald calling Nora using affectionate names highlights the theme in a way that it expresses Noras dependence on Torvald as well as her helplessness. Another notable aspect in the stage direction of the play is the use of the scene of the porter in the opening and Noras and Torvalds discussion of money. This also puts the spotlight on money being one of the forces that creates the conflict in the play. As the scenes progress, some aspects of the play contribute to the progression of the theme like the scene where Nora still practiced her routine despite her nervousness on the impending confrontation about the loan. This simply shows how she is experiencing extreme anxiety but still refuses to give in to the fear and prefer to still please her husband. This also highlights the title as it is symbolic of the characteristics of dolls. It reiterates the idea that as a doll, Nora should only work on being pleasing to her husband and never grow or improve. Another inclusion, such as Nora eating maccaroons even if Torvald forbids it, is quite satirical but is also symbolic of Noras realization that she should take a stand sometimes. ââ¬Å"As to symbolism, [Ibsen] says that life is full of it, and therefore his plays are full of it, though critics insist on discovering all sorts of esoteric meanings in his work of which he is entirely innocent (Metheun, 1991. â⬠As to symbolisms, the use of the christmas tree in the play is very important as it embodies the character of Nora as a decorative element in the house. It reduces to her being just a plaything for Torvald and nothing more. This parallel observation was even highlighted in the second act as the christmas tree was decsribed as being ââ¬Å"dishevelledâ⬠which is also the start of Noras questions and self instrospection. Another symbolic part of the play is the use of the New Year. Being a festive event, it also is a symbol for newer things and beginnings. For Torvald, it was supposed to be the start of his new post in his job and the end to the loan that Nora is paying. However, the New Year proved to be something more than that. It was a start of conflicts and realizations that the married couple must face as they embark on a challenge on their marriage due to the radical decision that Nora has made. A Doll House is a play that is definitely noteworthy because of its timelessness. The scocial relevance that it carries with it encompasses centuries as they are still obervable today. Society is definitely of patriarchal design and tends to be very critical of women and their actuations as well as their rights in the way of life. In the past, this was very much evident in almost a worldwide scale. Today, it is slowly improving as women are now open to doing more things for their self-improvement as the previously did. This play is not only releveant as it showcases the life of women in the 19th century, but it also serves as an inspiration and a mark in the timeline of how women have gone from being dolls in the household to being independent and strong in real life. Works Cited Shapiro, Ann R. The slammed door that still reverberates. in Fisher, Jerilyn; Silber, Ellen S. Women in literature: reading through the lens of gender. Westport, CT: Greenwood. pp. 99ââ¬â101. ISBN9780313313462. Henrik Ibsen: A Dolls House. UNESCO Memory of the World Programme. 16 May 2008. Retrieved 14 December 2009.
Security Threats to Banking
Security Threats to Banking INTRODUCTION The research project was undertaken to discover security threats and vulnerabilities experienced in First National Bank Botswana organization and how they mitigate them, this was carried out with the intention of making better and appropriate recommendations to combat them in the future and strengthen their information system and innovate some of their services for better competitive advantage and customer satisfaction. FIRST NATIONAL BANK BOTSWANA BACKGROUND First National Bank Botswana was registered in 1991, as a wholly owned subsidiary of First National Bank Holdings (Botswana). Various acquisitions led to the bank becoming a listed entity on the Botswana Stock Exchange in 1993. Today, they have shifted from being a bank with a predominantly retail focus to one that also successfully services the commercial and corporate market. Today products and services of First National Bank Botswana cover the requirements of everyone, from large corporate companies to small businesses and the individual. As at January 2008, we operate with a network of 17 branches and a total of 89 ATMs around the country. A strong customer focused culture ensures that our products are correctly packaged and accessible to all. https://www.fnbbotswana.co.bw/aboutus/index.html accessed on the 30 March 2010. MISSION To be recognised by all as the most well respected and most profitable leading financial services institution of first choice, building enduring and rewarding relationships with all our customers and amongst all stakeholders through the provision of exceptional customer service well skilled professionalism, reliable and efficient innovative products and solutions by our high achieving, motivated, proud and committed team, enabling us to get and keep customers. VISION We collaborate, support and empower each other through the consistent application of our aligned strategies and shared values, delivering maximum value to our customers and sharing the customer so as to add further value to them. Through this, we get and keep customers. CURRENT MARKET SITUATION ANALYSIS Currently the world was going through recession each and every organization across the globe felt the impact of the economic meltdown. Despite global recession and tough competition from competitors like Barclays bank, Standard chartered, Stabic bank and Bank Gaborone etc, First National Bank Botswana proved to be the most innovative bank in Botswana and it made profit unlike Barclays bank sales which had gone down, this shows that FNBB had increase in sales and market share. According to Imara report, September 2009, FNBB had a growth in turnover; the bank posted a strong set of results despite operating in a challenging business environment. Net interest income grew by 30.6% to P522.90 million (FY08: P400.25 million) mainly driven by a 17.0% increase in loans and advances. Profit before tax and profit after tax increased by 19.5% to P536.90 million and 8.7% to P406.72 million respectively. SIGNIFICANT MARKET SHARE According to Analyst Setlhabi P, 2009 FNBB is one of the leading banks in Botswana with the largest market share in terms of deposits (29.7%) and 2nd largest in terms of loans and advances (27.3%) after Barclays Bank Botswana. The pie chart above shows that FNBB has more market share in Botswana compared to other banks in Botswana. In terms of technology advancement and Information system FNBB is the most innovative bank, it was the first bank to provide internet and cell phone banking in Botswana to customers and it is currently the only listed bank providing cell phone banking services. In a bid to reach the unbanked market, First National Bank of Botswana has launched its new cell phone banking service, enabling banking activities such as balance enquiries, statement requests and the ability to make payments to third parties. Due to advancement in technology and Information system its market share has grown tremendously. FNBB SWOT ANALYSIS Below is a table showing the swot analysis of the First National Bank Botswana, from the table it shows that the bank has more strength, good opportunities than weakness and threats which is really good. PREVIOUS SYSTEM The previous system was manual based before introducing this advanced system, though they had computers nothing was automated customers had to go to the physical bank to deposit money, pay the bills and some of the important information was recorded on papers which can get lost or stolen easily. The system was costly to the bank because they had to use a lot of materials e.g. papers to record information and print the bank statement for customers and you would find that there will be long queues at the bank during the week. Customers could not dream buying items online, they manual system was time consuming and somehow hindered the growth of the FNBB market share. Customers who wanted to open accounts with the bank had to fill the application form, submit and wait for seven working days for their application to be processed and account to be opened. There was nothing like transferring the fund to third party account or interbank transfer the customer had to do it manual at the bank teller or cashier counter. CURRENT SYSTEM (S) The bank has several current information systems in place which has enhanced its performance and productivity resulting in customer satisfaction and convenience hence customer loyalty to FNBB. According to Mr. Edwin M FNBB have the following information systems in use. Online Banking Customers can access the bank account anywhere, anytime as long they have internet access where there are, and they can do any transaction; paying bills, buy online, view balance, bank statement and transfer funds to third party. Cell Phone Banking Now with cell phone banking in place customer do not need to be behind a computer doing transaction, they can access their funds/ bank account by using their mobile phones which is more convenient, fast and user friendly. Its new cell phone banking service, enabling banking activities such as balance enquiries, statement requests and the ability to make payments to third parties. The service is accessible through any handset in Botswana and uses SMS or a menu-based technology for customers to complete their banking transactions, increasing mass market reach and adding functionality to First National Bank of Botswanas (FNBB) offerings. The new FNB Cell phone banking offering is a natural extension from the pioneering beginnings of the in Contact service, said Yolisa Lejowa, FNBB head of electronic banking. Initially the service will only be available on the Mascom network but we envisage activating FNB Cell phone banking on the Orange network as well, shortly. By introducing these systems the bank has saved a lot of money which would be used for stationery in the manual system and the bank saw a great positive impact on their daily activities, long queues is the thing of the past, productivity, efficiency and market share has increased. New customers can even apply for bank accounts online without going to the bank as long as they provide valid details; everything will be processed within a short period of time. Now customers have the bank virtual bank with them wherever they go. Some of the Information systems are; Transaction Processing system Human resource Management system Executive management system INFORMATION RESOURCE AND CONTROL According www.datamonitor.com head of electronic banking (chief information officer) at FNBB has a critical role and responsible for the entire security of the organization, plan and implement technology advancement and innovations to ensure that FNBB stays atop of the market in the banking industry in Botswana. The Electronic bank head critical evaluate the security systems ability to protect bank and customer data. According to Eddie M in interviews response stated that chief information officer overlook the entire organization information system, to ensure that all resources are utilized within the budget and enforce higher security in the system to ensure business continuity. This is achieved by defining, updating, implementing IT strategy and align IT objectives and programs to enterprise objectives and strategies. By applying the above critical roles result in data privacy and confidentially, data integrity, authentication, non-repudiation. The head of electronic banking of FNBB set security privileges in the organization to ensure that certain areas and information is only accessed by authorized personnel or user. He carries out and enforces comprehensive security policy in the organization. According to www.fdic.gov/news/news/financial/1999/FIL9968b.doc A comprehensive information security policy should outline a proactive and ongoing program incorporating three components; Prevention Detection Response E-banking services must be delivered on a consistent and timely basis in accordance with high customer expectations for a constant and rapid availability and potential high transaction demand. The bank must be able to deliver online banking services to all end-users and be able to maintain such availability in all circumstances. ORGANISATION SECURITY SYSTEM RISK System risk is a potential problem, situation that if it materializes, may adversely affect the business operation or system operation. http://www.pathways.cu.edu.eg/ . According to Eddie M 26 March 2010 Interviews. The use of information system which is online banking and cell phone banking has brought some risks and threats which are as follows; information theft, hacking of the system, System Failure due to hardware problem or power failure even software crushing, backup gets corrupted sometimes. The above table summarizes the system risks that exist with the use of information system; some of the risks are intentional were the user or unauthorized person get to do some modification in the system database/ some system components which will compromise availability or integrity of the data produced, processed. Some of the threats are accidental where by the user discloses his/her online banking details leading to account hacking and money theft. Network malfunction/ interruption is one of the major threats, sometimes network hardware components fails leading to break of data transfer between computers and servers leading to online system been unable to function normal (down). Electricity blackout its a major concern in Botswana because it happens more often resulting in online banking and cell phone banking being inaccessible during the period, as cell phone network goes down during electricity blackout and some electronics components tends to fails as well leading to system failure as information systems are comprised of different electronics components. All the above mentioned system risks and threats are the main faced by First National Bank Botswana. SYSTEM RISK MITIGATION To mitigate risks and threats board of directors and the head of electronic banking must ensure that appropriate security control processes are in place for online banking. (FNBB Report, 2009). To deal with this risks authorization privileges and authentication measures, logical and physical access control, adequate infrastructure security to maintain appropriate boundaries and restriction on both external user activities and data integrity of transactions, record and information should be implemented in the bank. http://www.bis.org/publ/bcbs98.htm. SECURITY CLOSED CIRCUIT TELEVISION (CCTV) CCTV is used to capture and monitor all customer and employee activities inside and outside the bank building for security reasons. Youll find CCTVcameras sweeping the perimeter and parking areas, lobbies, drive-up windows and ATMS. Almost everyone who has worked in the banking industry and many customers has used CCTV to prevent and/or identify illegal activity at banking facilities. Video tapes and digital recordings capture the faces and activities of everyone using bank properties. (Pirraglia W). The captured recordings are archived bydate, so prior recordings can be located and used to solve problems and help apprehend perpetrators of illegal bank activity. Most of the banks around the world have cctv installed in their buildings and around ATM terminals, so FNBB use CCTV for the same purpose as explained above, all of their building are monitored by CCTV.
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